How To Buy a Manufactured Home and Not Get Ripped-Off

How to Buy without getting ripped-off - Take good notes and log them in your  Shopping Guide for starters.

Buying a home is a big commitment and requires some thought and research. I hope that you will look at many of the pages on this web site. We have compiled many hours of research that will help you.

Some of the problems encountered when shopping for a manufactured home are unscrupulous mobile home salespeople that reminded you of the loud, obnoxious, car salesmen that you see on TV commercials; you know the type. They will do anything to make a sale, including exaggerating the qualities of their products to out and out lying about them.

Some of the things you can do to prevent being ripped off is:

• Go to  NADA Guides to check out your potential purchase. in a the NADA guide, compare it to others of similar features. Remember to compare apples to apples.

• Do comparison shopping at other dealers and compare features, size, structure. Use our shopping guide checklist to compare from dealer to dealer.

• Visit some local mobile home parks and talk to the residents and the managers about local dealers and about the homes they live in, especially brand names. They will be happy to share with you, especially if they have had a bad experience.

Check with your local banks and/or credit unions and see who in your area will do the financing on manufactured homes.

 The rates that are charged vary a lot between the different lenders. There are financial institutions that specialize in manufactured home financing. Check  our financing section or your local yellow pages.

If you live in a rural area then you could check for a lender on the internet. Be sure to check with more than one lender for the rates. I recommend that you find several, that way you will get a better idea of what kind of financing is available.

When id comes to signing contracts, make sure that the terms and everything that was promised to you in the way of setup, delivery, appliances, etc. is spelled out in the contract. Your attorney then can check it over to be sure everything is ok so that you don't get ripped off.

I hope this information will helpful and will help you to make a wise purchase.